Employers who offer Group Coverage enjoy multiple benefits:
Lower premiums than individual coverage due to:
Risk spread: Spreading risk across a large group of people lowers premiums 
Employer negotiation: Employers often negotiate lower rates for group plans 
Cost sharing: Employers often pay part of the premium, reducing the cost for employees 
Simplified enrollment for employees:
HR management: HR representatives manage group insurance, making enrollment easier 
On-site sign-ups: Employees can enroll on-site with assistance from HR 
Comprehensive coverage
Standard benefits: Group plans often include medical, dental, and preventive care 
Family coverage: Employees can get coverage for family members at a lower cost 
Pre-tax premiums: Employees can pay premiums pre-tax, reducing their taxable income 
Other benefits
No pre-existing condition disclosure: Group plans often don't require applicants to disclose pre-existing conditions 
Easy claim process: Group plans can have an easy claim process 
Tax advantages: Group life insurance can offer tax advantages for employers and employees 
 
Let us set up a plan for your business to help you attract and retain the right employees!